A great rewards travel credit card allows you to earn rewards, perks or points that can be exchanged for travel statement credit when you use it to pay for your travel expenses or claim a voucher to use towards future free hotels, airlines, rental cars or upgrages for future vacation plans. Depending on the card, you may earn rewards points when you spend money in selected categories. The following are the top 3 rewards cards that you can use for your online shopping.
1. Chase Sapphire Preferred
Chase Sapphire Preferred allows card holders to earn the rewards via many ways. It has a signup bonus program where you can get 50,000 Ultimate Rewards points if you are able to charge to your card at least $4,000 in 3 months after the account opening. It also offers rewards points for spending money on the card. You can earn 2x points when you use the card to pay for the travel and restaurant expenses. Spending in other categories will earn you at least 1x rewards point. Chase Sapphire Preferred offers features such as auto rental insurance, zero foreign transaction fee, and trip cancellation. The rewards points you earn on the card can be transferred to 11 travel partners. The annual fee of Chase Sapphire Preferred is $95 but it is waived for the first year.
2. Starwood Preferred Guest Credit Card
Starwood Preferred Guest Credit Card provide a signup bonus of 25,000 Starpoints on the condition that spend $3,000 within 3 months. Everytime you use the card at a Starwood hotel, you will earn 2x Starpoints per dollar. If you spend at least $30,000 on the card, you will be upgraded to Gold status. Some of the features of the credit card are no foreign transaction fee, free access to Boingo Wifi at anytime and free internet in hotel room. The starpoints that you earn can be transferred to more than 30 partners. You can have your starpoints transferred to Marriott to redeem free hotel stay. Starwood Preferred Guest credit card waives the annual fee in the first year. After the first year, you have to pay $95 for the annual fee.
3. Barclaycard Arrival Plus World Elite MasterCard
Barclaycard Arrival Plus World Elite MasterCard is currently offering a signup bonus of 50,000 bonus miles with a minimum spending requirement of $3,000 within 90 days after account opening. You can exchange the 50,000 bonus points with a statement credit worth $500. All the purchases are qualified to earn 2x miles per dollar. If you redeem the points for a travel voucher, you can redeem an additional 5% miles. Each mile is worth about 0.0105 cents when you redeem them, so if you have accumulated 50,000 Arrival miles, you can redeem for a travel statement credit for $500. In the first year, the $89 annual fee is waived.